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Utah Foreclosure

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Free INSTANT Mortgage Audit

Getting started is easy. The first step is to determine the likelihood of your loan being fraudulent. If your loan has initial indications of fraud we offer a 100% money back guarantee. To find out just fill out the form below for a free instant morgage audit.

First Name
Last Name
State
Day Phone
E-mail
Mortg. Co.

Was Your Original Loan an...
Loan Modified
Yes
 No
Ajust. Rate
Yes
 No
Stated Income
Yes
 No
Sub Prime
Yes
 No
No $ Down
Yes
 No
Interest Only
Yes
 No

How Many Times Has Loan Been Sold
0 1 2 3 4 5+

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NEWS ALERT!!!

A new court ruling had changed the foreclosure process. We now have new ways to force the mortgage companies to work with home owners currently in foreclosure and may even be able to invalidate foreclosures on homes that have already been lost. Click here to find out more!


Utah Foreclosure Process
If you do not FULLY understand the foreclosure process outlined on this page and how it may apply to you please take advantage of our FREE consultation by clicking here.

Judicial foreclosure available: Yes

Non-Judicial foreclosure available: No

Utah recognizes judicial foreclosure. There may be but one action for recovery of the debt or any foreclosure sale.

Procedure

The lender must file a lawsuit seeking foreclosure. If the court finds there has been a default, it may order the foreclosure sale to proceed. The court will also adjudge the amount due on the defaulted loan. The sheriff will conduct the sale under court order in the same manner as normal execution sales. The sheriff will publish notices and conduct a public sale. Any surplus from the sale will go to the person who is owed the money, by court order, or stay on deposit with the court until it decides how to distribute it.

Special Procedures

The borrower may be restrained by a court injunction from injuring the real property during the foreclosure of the mortgage or during a foreclosure execution sale.

Deficiency

Utah allows deficiency judgments. If the foreclosure sale proceeds are insufficient to pay off the loan balance to the lender, then execution may be issued by the court after the sale to seize property until the debt is repaid. Redemption Utah recognizes a right of redemption after the sale in the same way as for regular judgments. However, a Utah court sitting in equity may extend the time for redemption so there is no set length of time.

 


This information is a general overview of the Utah foreclosure laws. We don't guarantee it's accuracy as house foreclosure laws can change. Please contact us directly at 1-866-404-5170 we would be happy to assist with any questions you may have.

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